What is the importance to an individual of understanding time value of money concepts?

Students should answer one question per Chapter. Students must respond to at least 2 other student’s postings. Initial posting is due by Thursday, at midnight (CST). The second posting is due by Sunday, at midnight (CST). All postings should contain appropriate grammar, correct spelling and be relevant to the discussion topic.

Due Date
Initial responses are due by Thursday 11:59 PM CT.
Response to at least two peers are due by Sunday 11:59 PM CT.
Questions
Chapter 3

Q3-1. What is the importance to an individual of understanding time value of money concepts? For a corporate manager? Under what circumstance would the time value of money be irrelevant?

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